Innovations in Automotive F&I
Offer your dealers these innovative new products in the auto finance and insurance market
No Cosigner, No Problem!
No Cosigner?
No Problem!
1 in 3 adults
have thin or invisible credit
“76 million people cannot borrow to buy a car without a cosigner or else pay subprime interest rates.” —Equifax
Thin or invisible credit is like bad credit. Solving this problem is worth hundreds of billions for auto dealers, lenders, and buyers.
- Young or new to using credit
- Haven’t used credit in a while
- Served in the military
- Recently widowed or divorced
- Recently immigrated
- Do not use credit
- Cash or debit card users
Thin or invisible credit can be due to numerous situations beyond the buyer’s control. Luckily, this new program eliminates the need for a cosigner and helps buyers with thin or invisible credit qualify for better vehicles at lower interest rates.
Custom-tailored for qualified customers
with thin credit, invisible credit or ITINs
- Lower APR
- Lower down payment
- Lower monthly payment
- Better vehicles
Imagine a world where thin & invisible credit files become
good credit
Subprime Rate
24%
Total Interest
$22,388
Monthly Payment
Prime Rate
9.9%
Total Interest
$8,255
Monthly Payment
Subprime Rate
24%
Total Interest
$22,388
Monthly Payment
Prime Rate
9.9%
Total Interest
$8,255
Monthly Payment
This innovative new program benefits both the buyer and the auto dealer.
Increases Dealer Profitability
Auto Sales + Products
125% LTV
on refundable products
Contact us to schedule a meeting to learn more about this revolutionary new financial product currently available to auto dealers in Texas, Oklahoma Illinois, and Michigan.